Retirement Planning Calculator
Compare two scenarios and see probabilistic outcomes with a Monte Carlo simulation.
Scenario 1
Scenario 2
General Inputs
Scenario Comparison
| Metric | Scenario 1 | Scenario 2 |
|---|---|---|
| Future Monthly Expense | ||
| Required Corpus | ||
| Initial Monthly SIP | ||
| Total Invested |
Monte Carlo Simulation Results
Based on 5,000 simulations with market volatility.
| Probability of Success (Scenario 1) | Projected Corpus |
|---|---|
| 90% (Optimistic) | |
| 75% (Likely) | |
| 50% (Median) | |
| 25% (Pessimistic) | |
| 10% (Highly Pessimistic) |
| Probability of Success (Scenario 2) | Projected Corpus |
|---|---|
| 90% (Optimistic) | |
| 75% (Likely) | |
| 50% (Median) | |
| 25% (Pessimistic) | |
| 10% (Highly Pessimistic) |
Summary of Your Plan
| Metric | Scenario 1 | Scenario 2 |
|---|---|---|
| Years to Retirement | ||
| Pre-Retirement Return | ||
| SIP Step-up | ||
| Retirement Tenure | ||
| Post-Retirement Return | ||
| Required Corpus |
Scenario 1 - Detailed Breakdown
- Current Lifestyle: per month.
- Inflation Impact: We've factored in an annual inflation rate of to estimate the future value of your expenses.
Pre-Retirement Phase (Accumulation):
- Duration: years
- Expected Annual Return:
- SIP Growth: Your monthly investment will increase by annually.
Post-Retirement Phase (Withdrawal):
- Duration: years
- Expected Annual Return:
- Your retirement funds will need to grow at a rate that beats inflation to last the entire tenure.
Probable Outcomes
- Future Monthly Expense: You will need approximately per month to maintain your current lifestyle in retirement.
- Required Corpus: The total amount you need to accumulate is ****.
- Initial Monthly SIP: To reach your goal, you'll need to start with an SIP of ****.
- Total Investment: Your total out-of-pocket investment over the entire period will be ****.
Scenario 2 - Detailed Breakdown
- Current Lifestyle: per month.
- Inflation Impact: We've factored in an annual inflation rate of to estimate the future value of your expenses.
Pre-Retirement Phase (Accumulation):
- Duration: years
- Expected Annual Return:
- SIP Growth: Your monthly investment will increase by annually.
Post-Retirement Phase (Withdrawal):
- Duration: years
- Expected Annual Return:
- Your retirement funds will need to grow at a rate that beats inflation to last the entire tenure.
Probable Outcomes
- Future Monthly Expense: You will need approximately per month to maintain your current lifestyle in retirement.
- Required Corpus: The total amount you need to accumulate is ****.
- Initial Monthly SIP: To reach your goal, you'll need to start with an SIP of ****.
- Total Investment: Your total out-of-pocket investment over the entire period will be ****.
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