EMI - home loans vs mutual funds - prepayment of home loans

Home Loan EMI & Mutual Fund Comparison

Loan Amount (₹)

Loan Option 1: Shorter Tenure

Tenure (Years)

Interest Rate (%)

Loan Option 2: Medium Tenure

Tenure (Years)

Interest Rate (%)

Loan Option 3: Longest Tenure

Tenure (Years)

Interest Rate (%)

Investment Details

Mutual Fund Returns (%)

Prepayment Simulator (for Medium Tenure Loan)

One-time Prepayment (₹)

Prepayment Year

Financial Projections

Loan & EMI Comparison

Shorter (-Year) Tenure: EMI

Total Paid:

Medium (-Year) Tenure: EMI

Total Paid:

Longest (-Year) Tenure: EMI

Total Paid:

Impact of Prepayment (on Medium Loan)

New Loan Tenure: years

Interest Saved:

The Power of Investing the EMI Difference

This shows the future value of the EMI difference if invested as an SIP over the medium tenure's duration.

EMI Difference (Medium vs. Short):

Future Value of Investment:

Total Payment Comparison