Home Loan & MF Calculator 🏡
Compare loans, simulate prepayments, and analyze tax benefits.
Loan Option 1: Shorter Tenure
Loan Option 2: Medium Tenure
Investment & Tax Details 📈
Prepayment Simulator 🎯
Your Financial Projections 📊
Loan & EMI Comparison
Shorter (-Year) Tenure: EMI
Total Paid:
Medium (-Year) Tenure: EMI
Total Paid:
Tax Benefits 🧾
Annual Interest Tax Saving (Sec 24):
Annual Principal Tax Saving (Sec 80C):
Total Annual Tax Saving:
Impact of Prepayment on Loan Tenure 🚀
New Loan Tenure: years
Interest Saved:
The Power of Investing the EMI Difference 💰
Future value of the EMI difference if invested as a monthly SIP for the duration of the shorter loan.
EMI Difference (Shorter vs. Medium):
Investment Tenure:
Future Value of Investment:
Final Financial Summary 🎯
Total Cost of Medium Loan
Net Cost of Shorter Loan (after investment gain)
Net Benefit:
This is the total amount saved by choosing the shorter loan and investing the EMI difference.
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